Personal Deposits

Personal Checking

  • $100 minimum to open account
  • $8 monthly service charge if minimum daily balance drops below $500
  • Unlimited check writing
  • Monthly image statements
  • ATM/Debit card available upon request* (subject to credit approval)
  • 5 free ATM transactions per month (additional transactions $1.50 each)*
  • Free Internet Banking
  • Electronic bill pay available with online Payment Service via Internet Banking
  • Overdraft protection available (subject to credit approval)

Personal Interest Checking

  • $100 minimum to open account
  • $1000 minimum daily balance or $2000 average daily balance or $5000 combined balances in all deposit accounts to avoid an $8.00 monthly service charge
  • Unlimited check writing
  • Monthly image statement
  • ATM/Debit card available upon request (subject to credit approval)*
  • 5 free ATM transactions per month (additional transactions $1.50 each)*
  • Free Internet Banking
  • Electronic bill pay available with online Payment Service via Internet Banking
  • Overdraft protection available (subject to credit approval)

Personal Money Market

The larger your balance, the more interest income you earn with the Personal Money Market Account.

  • Competitive yield
  • $2,500 minimum opening deposit
  • $2,500 minimum balance to avoid $10 monthly fee
  • 6 withdrawals per month
  • Monthly image statements
  • ATM/Debit card, available upon request (subject to credit approval)*
  • 5 free ATM transactions (additional transactions $1.50 each)*

Certificate of Deposit (CD)

CDs are the safe, federally insured choice for protecting your savings.

  • $2,500 minimum opening deposit
  • Terms Available: 6 months to 5 years
  • Penalty for early withdrawal

Switch Kits

Check Reorder

Forms

 

* With your ATM/DEBIT Card, youll gain access to the entire Plus network of automated teller machines to make cash withdrawals, balance inquires and transfers 24 hours a day, seven days a week. In addition, your INSBANK DEBIT Card lets you make quick purchases anywhere VISA® is accepted without the hassle of writing a paper check.

Use any major ATM network, and we will reimburse you for the operator imposed fee. INSBANK will charge a nominal fee (see Fee Schedule per ATM transaction over five per month. We give you the convenience of a Worldwide Network without the additional fees from the ATM operator.

To report a Lost/Stolen ATM/DEBIT Card during business hours, please call INSBANK at 615-515-BANK (2265) or toll-free at 866-866-2265. After business hours, please call 866-546-8273.