Business Checking 

Save time and money with an INSBANK Business Checking account. 24-hour access will streamline your check writing and deposit tasks. Combine your business checking account with Internet Banking and Cash Management to save paperwork, receive management reports and bank efficiently at your convenience. Fees for this account are calculated using our Account Analysis. Click here for information on Account Analysis.

Business Interest Checking

Save time and money while earning interest for your sole proprietorship or non-profit organization. With INSBANK Business Interest Checking account you enjoy all the benefits of our Business Checking account, with the added benefit of earning interest. Fees for this account are calculated using our Account Analysis. Click here for information on Account Analysis.

Business Money Market

This high-yield business deposit account lets you maximize your interest income. The larger your balance, the higher your rate of return, and by maintaining a minimum balance, you avoid a monthly fee.

  • $2,500 to open
  • $10 monthly service charge when balance falls below $2,500
  • 6 withdrawals per statement cycle
  • Monthly image statement

Certificates of Deposit 

(CD) - CDs are the safe, federally insured choice for protecting your savings.

  • $2,500 minimum to open
  • Choice of term - 6 month, 12 month, or longer
  • Penalty for early withdrawal

Check Reorder

Business Standard Checks:

Check Printers Standard Checks:
Computerized Checks:  (You will need your customer number to place your order.)
For assistance with your check reorder, please contact us at 615.515.2265 or


Account Analysis

Below are standard charges for business account analysis

Monthly Maintenance Fee





ATM Debits

no charge

ACH Debits










Deposited Items On-Us

each item .09

Deposited Items other

each item .12

Returned Deposited Items

$4.00 / $8.00 for special handling

Deposit Corrections


Multiple Signature Monitoring


Reserve Requirement


FDIC Insurance Factor

.07 per $1000

Draws on Uncollected Funds

Prime + 2%

Earnings Credit Rate on Collected Balances       (not applicable to Business Interest Checking)

Please contact us for current earnings rate

Deposit Bank® Fee (standard)

$30.00 / month

Stop Payments

$25.00 per request or renewal

Wire Transfers Incoming


Wire Transfers Outgoing



$30.00 an hour


$5.00 per page

CPA confirmations


Zero Balance Account

$25.00 a month

Zero Balance Sub Account

$10.00 a month

Investment Sweep Fee

$75.00 a month

Line of Credit Sweep Fee

$75.00 a month


Cash Management Services

$35.00 a month

Internet Bill Pay Fees

$0.50 each per item

ACH Items

.12 per item

ACH Batch

.12 per item